How to Send Money Through Cash App: A Detailed Guide
Managing your finances has become easier with the advent of mobile payment apps. One such app is Cash App, which allows users to send and receive money quickly and securely. If you’re new to Cash App or looking to understand the process better, this guide will walk you through how to send money through the app, step by step.
Creating an Account
Before you can send money through Cash App, you need to create an account. Here’s how to do it:
- Download the Cash App from the App Store or Google Play Store.
- Open the app and tap “Sign Up” or “Get $5 Free” (if you’re eligible for the sign-up bonus).
- Enter your phone number and tap “Next.” You’ll receive a verification code via text message.
- Enter the verification code in the app and tap “Next.” You’ll be prompted to enter your email address and create a password.
- Follow the on-screen instructions to complete the sign-up process.
Linking Your Bank Account
Once you’ve created your account, you’ll need to link a bank account to send money. Here’s how to do it:
- Tap the “$” icon on the bottom menu to go to the main screen.
- Tap “Bank” in the top right corner.
- Enter your bank account details, including your routing and account numbers.
- Tap “Link Account.” The app will verify your account by making a small deposit and asking you to enter the amount.
Sending Money
Now that you have your account set up and your bank account linked, you’re ready to send money. Here’s how to do it:
- Tap the “$” icon on the bottom menu to go to the main screen.
- Tap “Pay” or “Request” to send or request money, respectively.
- Enter the recipient’s phone number or email address.
- Enter the amount you want to send.
- Review the details and tap “Pay” or “Request” to confirm the transaction.
Using a Debit Card
In addition to linking your bank account, you can also link a debit card to send money. Here’s how to do it:
- Tap the “$” icon on the bottom menu to go to the main screen.
- Tap “Bank” in the top right corner.
- Tap “Add Bank Card” or “Add Debit Card” at the bottom of the screen.
- Enter your card details and tap “Add Card.” The app will verify your card by making a small deposit and asking you to enter the amount.
Using a Cash Card
Cash App also offers a Cash Card, which is a Visa debit card that you can use to make purchases or withdraw cash from ATMs. Here’s how to use it to send money:
- Tap the “$” icon on the bottom menu to go to the main screen.
- Tap “Bank” in the top right corner.
- Tap “Get Cash Card” at the bottom of the screen.
- Follow the on-screen instructions to order your Cash Card.
- Once you receive your Cash Card, you can link it to your Cash App account and use it to send money.
Understanding Fees
It’s important to understand the fees associated with sending money through Cash App. Here’s a breakdown of the fees you may encounter:
Type of Transaction | Fee |
---|---|
Bank Account Transfer | Free |
Debit Card Transfer | 1.5% of the transaction amount |
Cash Card Purchase | Free |
ATM Withdrawal |