Best Free Money Apps: A Comprehensive Guide
Are you looking to maximize your financial gains without spending a dime? Look no further! In this detailed guide, we’ll explore the best free money apps available today. These apps can help you earn cashback, save money, and even invest your spare change. Let’s dive in and discover how you can make the most of these free financial tools.
1. Rakuten (formerly Ebates)
Rakuten is a popular cashback app that allows you to earn money by shopping online through their platform. Simply sign up, link your credit or debit card, and start earning cashback on your purchases. Rakuten offers cashback on a wide range of retailers, from popular online stores to niche marketplaces.
| Category | Cashback Rate |
|---|---|
| Electronics | Up to 6% |
| Clothing | Up to 4% |
| Travel | Up to 10% |
| Health & Beauty | Up to 5% |
2. Acorns
Acorns is a unique app that rounds up your purchases to the nearest dollar and invests the spare change. This micro-investing approach allows you to build a diversified portfolio without even thinking about it. Acorns offers a free trial, and you can choose from several investment portfolios tailored to your risk tolerance.
3. Dosh
Dosh is a cashback app that pays you back for your everyday purchases. Simply link your credit or debit card to the app, and Dosh will automatically apply cashback to your card when you shop at participating retailers. You can also earn cashback by dining out at restaurants and booking hotels through the app.
4. Qapital
Qapital is a budgeting and savings app that helps you build wealth through small, consistent habits. The app uses behavioral finance techniques to encourage you to save money. For example, you can set up rules to automatically transfer money to your savings account when you reach certain spending milestones.
5. Digit
Digit is a personal finance app that helps you save money by analyzing your spending habits and setting aside small amounts of money for savings. The app uses machine learning to determine how much you can afford to save, and it automatically transfers money to your savings account when it’s available.
6. Honey
Honey is a browser extension that automatically finds and applies coupons and discounts at checkout. Simply install Honey on your browser, and it will search for the best deals for you. Honey can save you money on a wide range of online retailers, from Amazon to Target.
7. Fetch Rewards
Fetch Rewards is a cashback app that pays you for scanning your grocery receipts. Simply download the app, scan your receipts, and earn points that can be redeemed for gift cards or cash. Fetch Rewards works with a variety of grocery stores, so you can earn cashback on your everyday shopping.
8. Ibotta
Ibotta is a cashback app that offers cashback on a wide range of products, including groceries, electronics, and more. To earn cashback, simply search for offers in the app, purchase the qualifying items, and scan your receipt. Ibotta also offers a referral program, allowing you to earn extra cashback by inviting friends to join.
9. Stash
Stash is a micro-investing app that allows you to invest in a variety of stocks, ETFs, and bonds. The app offers a free trial, and you can start investing with as little as $1. Stash provides personalized investment recommendations based on your risk tolerance and financial goals.
10. Qlink
Qlink is a cashback app that pays you for watching videos, taking surveys, and completing offers. The app is easy to use, and you can earn cashback by completing simple tasks. Qlink offers a referral program, allowing you to earn extra cashback by inviting friends to join.
By using these free money apps, you can make the most of your finances and potentially earn extra cash without